EPF / PF Calculator India
Calculate Employee Provident Fund maturity amount including employer contribution and interest
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📌 EPF interest rate: 8.15% p.a. (FY 2023-24). Employer's 12% = 3.67% to EPF + 8.33% to EPS (pension, capped at ₹1,250/month).
EPF Maturity Result
Your Contribution
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Employer Contribution
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Interest Earned
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Total EPF Corpus
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EPF Calculator India — Build Your Retirement Corpus
The Employee Provident Fund (EPF) is India's most popular retirement savings scheme. Every salaried employee contributing to EPF builds a tax-free corpus that earns government-declared interest (8.15% in FY24).
When can I withdraw my EPF?
Full EPF withdrawal is allowed on retirement (58 years) or after 2 months of unemployment. Partial withdrawal (up to 75%) is allowed after 1 month of unemployment. Special withdrawals are allowed for marriage, education, home purchase, and medical emergencies.